Invest in Your Future with a Roth IRA

No matter your age, income, or social status, it’s essential that you start preparing for your retirement before it’s too late. With current trends, future generations can expect to be spending more and more of their own money to cover the rising costs of retirement as Social Security funds dwindle. A Roth IRA can help…

By Jenny Holt in Roth IRA on March 17, 2017 | No Comments

When Can I Retire? Anytime I Can Retire, You Too!

Ask yourself "when can I retire?". If you think you will retire a age 65, you will miss almost every good thing what life has to offer. So when is the best time or age to retire? Specify some age, at age 45, age 55, age 60, age 65, whenever you want to retire, just…

By Mary Grace in Life Before Retirement on March 7, 2017 | No Comments

Free Money! Getting the Most from Your 401k Employer Match

Getting the most from your 401k employer match was written by Jenny Holt on March 1, 2017. Read this article to know more about 401k and how the employer match works.  Most people would agree that there’s nothing better than free money. Many people don’t take advantage of free money when it’s available to them.…

By Jenny Holt in Personal Finance on March 1, 2017 | No Comments

Top 401k Plan Frequently Asked Questions

401k plan is a retirement saving option sponsored by your employer. There are different types of 401k plans that you should understand. Some plans maybe good for employees that only have low risk tolerance and some are great for high risk types. There are may questions related to 401k plans. Retirement Planning IQ collected these…

By Mary Grace in 401k, Question and Answer on February 4, 2017 | No Comments

Saving for Retirement in Your 20’s and Your Lifestyle

Saving for retirement in your 20s isn't difficult to do. If you are really serious in preparing for your retirement, you should start during your 20s. But the problem is your lifestyle. Not everybody think about saving and investing for retirement during that years. Many people during their 20s just want to enjoy life. They…

By Mary Grace in Personal Finance on February 4, 2017 | 1 Comment

A Relaxing Retirement: The Importance of Financial Planning

Being financially savvy is always important, but can become crucially so during retirement when you rely on savings and investments rather than a monthly salary. Ideally, everyone would save and plan for retirement right from when they begin earning, but this often isn't practical for those with a mortgage and children. Whatever sums you're dealing…

By Mary Grace in Personal Finance on January 31, 2017 | No Comments

Build Retirement Savings for a Comfortable Retirement Years

Build enough retirement savings before its too late. If you want to build your retirement savings efficiently, increase your income now, make a lot of money and invest them. Read this article on how to build retirement money if you're really serious in planing for your retirement. Many people don't have any idea on how…

By Mary Grace in Life Before Retirement on January 23, 2017 | No Comments

Top Emotional Retirement Issues to Consider and Challenges

Are you emotional when you talk about your retirement life? What are the issues to consider and common problems and challenges in retirement planning. The life after retirement is very hard. Old people (retirees) think deeply about their funds, health, savings, lifestyle, their homes and because of these, they became emotional. In Retirement Planning IQ,…

By Mary Grace in Life After Retirement on January 14, 2017 | No Comments

Retire Early Challenge for Everyone, Let’s Retire Young & Rich

Here's the radical retirement challenge. Let's retire early, yes at age 30 or 40 or 45. Here in RetirementPlanningIQ, We want to share our best to educate our readers about saving and investing money for retirement. I would like to insert some retirement quote that can be useful for this challenge as a good motivation…

By Mary Grace in Question and Answer on October 16, 2016 | No Comments

How Do I Start Saving Money for The Future

Question of the Day: How do I start saving money for a house if I am 20 years old today. I will become worried if I didn't saved money for my future. What is the best thing to start saving my hard-earned money. I received this question via email message from Winston T of Brooklyn, New York,…

By Mary Grace in Personal Finance on October 15, 2016 | No Comments

Retirement Quote: “Life Begins at Retirement” Explained

An unknown author said "Life begins at retirement". What does this retirement quote really mean? Not everyone are aware of retirement years. Some people (I mean many people don't really care about retirement planning). They are very contented as long as they live today, they are working today and breathing today. LIfe is a matter…

By Mary Grace in Question and Answer on October 11, 2016 | No Comments